Buy Receive Swap Earn Send Spend
Use crypto
as you wish.
Self-Custody Wallet & Free Crypto Card
Made for everyday use and large purchases
Keep your crypto simple and secure
Crypto in motion with 0 FX fees
Get to know Utorg
2+
mln
Users worldwide
80
M+
Merchants Supported
7K+
Daily card purchases
$150M+
Spent with Utorg Card
Crypto Without Compromise
Most crypto cards force you to give up custody. Most self-custodial wallets make it impossible to actually spend your money. Utorg gives you both: institutional-grade self-custody with instant, real-world spending power.
Utorg Free Card
Top up with USDC on Ethereum, Polygon, Arbitrum, Solana, or BSC. Spend at 80 million Visa merchants worldwide. The merchant gets local currency, you pay in stablecoins. No bank FX markups, no weekend conversion fees. Just pure utility.
in just 5 minutes
Convenient funding options
High monthly limits
Zero fees
Cashback coming this summer
24/7 Live Human Support
Utorg Crypto Wallet
True Self-Custody
We don't hold your keys, which means we don't hold your funds. Zero fees on wallet operations — you only pay the network fee.
170+ assets across 12+ blockchains
Send and receive crypto without stress.
Smart features
That just work
That just work
Swap in one tap
Always the best available price.
What you see is what you get
Fast, seamless,
and right when you
need it
Fully control your funds with true self-custody
Your assets stay yours.
Always
Buy & Sell Crypto
From Fiat to Crypto in Seconds
Buy crypto directly in the app using Apple Pay, Google Pay, or 30+ local payment methods. Need to cash out? Send funds directly to your bank account.
KYC completed in under 5 minutes
How it works
From Download to Spending in 5 Minutes
We stripped out the complexity so you can get straight to using your crypto.
Step 01
Download & Verify
Create your wallet and save your seed phrase. No endless paperwork.
Scan to get
Utorg App
Utorg App
Step 02
Fund Your Wallet
Buy crypto with Apple Pay or Google Pay, or transfer USDC directly from your existing wallets across all major networks.
Step 03
Order Your Card
Pass our AI-powered KYC in under 5 minutes. Get your virtual Visa card instantly.
Step 04
Spend Globally
Tap to pay at 80 million merchants worldwide with zero FX fees.
