
A non-custodial wallet and card for people, and compliant crypto infrastructure for the businesses that serve them.






Founded in 2019 and headquartered in Abu Dhabi, Utorg is an EU-licensed fintech company developing digital asset infrastructure for both consumers and businesses.
We combine a non-custodial crypto wallet and a crypto card with enterprise infrastructure, enabling individuals to use digital assets in everyday life and helping businesses integrate crypto-related features through secure, compliant technology.
Today, we work with industry leaders across the fintech and Web3 industries while continuously enhancing our products, introducing new features, and delivering better experiences for our users and partners.
For people
Whether you’re buying crypto for the first time or actively managing digital assets, Utorg App puts everything in one place — with a simple, intuitive interface.
170+ assets with the payment methods you already use — cards, Apple Pay, Google Pay, and 30+ local options.
You hold the keys, so you hold the funds. Zero fees on wallet operations.
Move assets across 12+ blockchains and swap in one tap — always at the best available price.
Pay in stablecoins at 80M+ Visa merchants. The merchant gets local currency — no FX markups.
For businesses
Utorg also provides financial infrastructure that enables companies to integrate crypto capabilities without building their own from scratch — with KYC, AML, and payment rails built in.
Choose the solution that fits your needs — for everyday spending, or for the products you build.
Download the Utorg App with a crypto card, keep your keys to yourself, and spend stablecoins anywhere Visa is accepted.
Ramps, wallets, cards and settlements arrive as one integration, with KYC, AML and payment rails ready.