Our story

Empowering people to use crypto without complexity

A non-custodial wallet and card for people, and compliant crypto infrastructure for the businesses that serve them.

People relaxing on clouds and using crypto on their phones

Who we are

Founded in 2019 and headquartered in Abu Dhabi, Utorg is an EU-licensed fintech company developing digital asset infrastructure for both consumers and businesses.

We combine a non-custodial crypto wallet and a crypto card with enterprise infrastructure, enabling individuals to use digital assets in everyday life and helping businesses integrate crypto-related features through secure, compliant technology.

Today, we work with industry leaders across the fintech and Web3 industries while continuously enhancing our products, introducing new features, and delivering better experiences for our users and partners.

Trusted by industry leaders
Our mission

To accelerate the adoption of crypto through simple, secure, and compliant financial solutions.

We create solutions that simplify how people and businesses use crypto, enabling broader adoption of crypto in everyday life.

For people

Utapp by Utorg — the only card and wallet you need

Whether you’re buying crypto for the first time or actively managing digital assets, Utorg App puts everything in one place — with a simple, intuitive interface.

Download Utorg App

Utorg buy and sell widget
Utorg app main wallet
Utorg swap USDC to ETH
Utorg Visa card for everyday payments worldwide

Buy crypto

170+ assets with the payment methods you already use — cards, Apple Pay, Google Pay, and 30+ local options.

Store in a non-custodial wallet

You hold the keys, so you hold the funds. Zero fees on wallet operations.

Send, receive, and swap

Move assets across 12+ blockchains and swap in one tap — always at the best available price.

Spend worldwide with Utorg Card

Pay in stablecoins at 80M+ Visa merchants. The merchant gets local currency — no FX markups.

For businesses

Crypto infrastructure for your business

Utorg also provides financial infrastructure that enables companies to integrate crypto capabilities without building their own from scratch — with KYC, AML, and payment rails built in.

Talk to Sales

Embedded crypto on-ramp widget
White-label MPC wallet
Cross-border stablecoin settlement
White-label crypto Visa card

Embedded ramps

Fiat-to-crypto and back, inside your product. 30+ payment methods, 130+ countries.

Explore Embedded Ramps

Wallet infrastructure

Non-custodial MPC wallets via API or SDK. Your brand, our compliance.

Explore Wallet Infrastructure

Cross-border settlements

Instant stablecoin settlement that bypasses SWIFT. Lower fees, one API.

Explore Global Settlements

White-label crypto cards

Issue branded Visa cards with real-time crypto-to-fiat at the point of sale.

Explore Stablecoin Cards

2,100+

Platforms powered

$2.4B+

Distributed to customers

100K+

Transactions per day
Talented people

Join our team

Behind every Utorg product is a multidisciplinary team of engineers, product managers, compliance specialists, designers, marketers, and fintech experts. We foster a culture of ownership, collaboration, and continuous learning — and we’re always looking for talented people who want to shape the future of digital finance with us.

Get started with Utorg

Choose the solution that fits your needs — for everyday spending, or for the products you build.

For people

Use crypto every day

Download the Utorg App with a crypto card, keep your keys to yourself, and spend stablecoins anywhere Visa is accepted.

170+
assets available to buy and swap
80M+
merchants accept the Utorg Card
0%
FX fees on everyday spending
For business

Build with Utorg

Ramps, wallets, cards and settlements arrive as one integration, with KYC, AML and payment rails ready.

30+
payment methods in embedded ramps
130+
countries supported
12+
blockchains supported
Backed by
Dragonfly
TA Ventures
Angels from Shift4