Issuing cards to a distributed team
Give contractors and remote employees a card funded from company stablecoins, instead of routing payroll through their local bank.
Funded straight from USDC
Accepted by 80M+ merchants
Cards issued in minutes
Stablecoin Cards for Web3 Businesses
Spend your stablecoin treasury on everyday business expenses. A stablecoin card funded directly from USDC, issued to your employees in minutes.
80M+
merchants accept the card worldwide
Issued in minutes, spent instantly
Fund a card straight
from your USDC treasury
from your USDC treasury
Zero
issuance fees
issuance fees
No cost to issue a card, no maintenance fees to keep it active.
Utorg stablecoin cards
130+
Countries for card issuing
5
min
Team onboarding, start to finish
0€
Issuance and maintenance fees
Trusted by
Traditional corporate card vs. Utorg stablecoin card
What changes
Traditional corporate card
Utorg stablecoin card
Approval
Credit history + business bank account
Funded from your stablecoin balance
Funding
Fiat, through a linked bank account
On-chain, from your USDC treasury
Core workflow
Off-ramp, transfer to a bank, then spend
Fund the card and spend directly
Speed
Multi-step, conversion fees at each stage
Real-time conversion at point of sale
Best fit
Web2 businesses with banking relationships
Web3 startups with stablecoin treasury
Team onboarding
Slow card issuance
Instant virtual card issuance in USD
Built for companies that already think in stablecoins
This is worth a look if:
Treasury held in stablecoins
Your treasury is held mostly in stablecoins, and converting it to spend feels like a tax on every purchase.
Recurring fiat expenses
You need to pay for software, cloud infrastructure, or advertising in fiat, on a recurring basis.
Distributed team
Your team is distributed across countries, and opening local bank accounts for each of them isn't realistic.
Early-stage company or DAO
You're an early-stage company or DAO that wants real financial controls without the onboarding timeline of a traditional bank.
Licensed VASP
Registered and licensed to operate as a virtual asset service provider.
Bank-grade security
Certified PCI DSS Level 2 compliance, meeting the same security standard banks are held to.
Where this replaces a bank transfer
Fund a card straight from your on-chain treasury. Utorg cuts out the exchange, the off-ramp, and the bank account.
Paying recurring software and infrastructure bills
Fund a card from your USDC treasury and pay AWS, SaaS subscriptions, and vendor invoices without an off-ramp step first.
Covering marketing and ad spend
Fund a card for your marketing team to pay ad platforms directly, without waiting on a treasury-to-bank transfer to clear first.
Managing travel and one-off expenses
Issue a card for a specific trip or project, funded only with what that expense needs.
Why teams choose Utorg
MiCA aligned across 29 EEA countries, with card issuance powered through our partnership with Wirex Limited, authorized and regulated by the UK FCA.
Zero fees on top-ups
Top up the card with USDC on 5 different blockchains without thinking about charging for this.
Global footprint
You can issue Utorg’s stablecoin cards for employees in 130+ countries.
Easy onboarding
Get your team set up with a Utorg card in about 5 minutes, start to finish.
Real-time conversion at the point of sale
The balance converts to fiat as you spend — no off-ramp step, no repayment cycle to manage. The card works everywhere a normal card does.
Funded from USDC
Top up directly from your on-chain treasury on 5 blockchains. No exchange, no off-ramp, no bank account in the loop.
Issued via API
Create virtual cards for individual team members or departments through the same API used to fund the main account.
Regulated by default
Licensed VASP, PCI DSS Level 2 certified, MiCA-aligned across 29 EEA countries, with FCA-regulated card issuing.
